A Health Maintenance Organization (HMO) is a type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won’t cover out-of-network care except in an emergency.
An HMO may require you to live or work in its service area to be eligible for coverage. It generally won’t cover out-of-network care except in an emergency. HMOs often provide integrated care and focus on prevention and wellness.
A health maintenance organization (HMO) is a network or organization that provides health insurance coverage for a monthly or annual fee. An HMO is made up of a group of medical insurance providers that limit coverage to medical care provided through doctors and other providers who are under contract to the HMO.